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Monday, September 27, 2010

I Need Life Insurance

car, auto, insurance, state, farm, credit, debt, consolidate, ford, taurus, craigslist, irs, tax, income, fafsa, student, financial, nursing For a better life, haha. Back in early August I was laid off from my job because of red tape with the Department of Inspections and Appeals. I was told I would be back to work by the end of the month. When I didn't hear back from them, I called in the fourth week and was told they just received my case and hadn't even started investigating! Apparently, someone else had turned the nursing home I worked in for deficiencies and they would have to resolve that case before even opening mine. So I've been sitting around like a bum practically unemployed, just waiting. Of course I was denied unemployment, so I'm grateful to my parents for helping me. But the thing that has helped me most of all has been my own forgetfulness!

I started filling out my FAFSA for student financial aid and realized, "Whoops! I forgot to do my income taxes back in April!" Luckily, I never claim any dependents, so I never owe the IRS anything. In fact, the IRS owes me every year! So I ended up getting a nice chunk of change direct deposited two weeks after filing, even though I was a few months late. Just in time, too. I have State Farm Auto Insurance and they don't like when I'm late. My auto insurance bill jumped up almost ten dollars a while back because I was so late they had to reinstate my account. I wonder if anyone out there can recommend a better source for auto insurance? State Farm is okay, but I pay 102 a month just for liability. Sure, my driving record is less than spotless, and yeah I have a little debt and some issues with poor credit (although I've been doing pretty well to consolidate). Does that mean I have to pay a hundred bucks just to fix the other guy's car if I wipe out in a snow storm?

Speaking of automobiles and forgetfulness, I really need to get the oil changed in my car. I always forget until my dad asks me, and then I just top off the oil for fear of him checking it and yelling at me for having it low. Ridiculous considering I'm 22 and moved out of his place after high school. car, auto, insurance, state, farm, credit, debt, consolidate, ford, taurus, craigslist, irs, tax, income, fafsa, student, financial, nursing Another thing I'm horrible at remembering is checking the air in the tires. I have been driving around with a little bulge on my front driver's side tire for a little while, and winter's coming so I'll have to be more diligent. I love my car though, it's very reliable. I got it last year from a private seller I found through Craigslist. It's a 2002 Ford Taurus and had 76,000 miles on it when I bought it. I've actually grown to respect Ford Taurus because my first car was a Mercury Sable (which is almost the same thing) that I drove head on into an oncoming van at 45 miles per hour. After pulling the front end back out and replacing the radiator and fan, it worked find until I totaled it during a winter storm that same year. My last car was a Ford Taurus station wagon, a '94 I believe. Never gave me any problems, and even after I fell asleep and rolled it off the on ramp of the interstate, all we had to do was put new brakes in. I gave it to my sister, and she's driving it to this day!

What kind of car do you drive?

21 comments:

  1. I've got into so many accidents man....I should be dead!

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  2. Meh, we're all going to die someday...I drive a Toyota Avalon...shit's smooth bro
    supporting and following

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  3. ford taurus are beasts buddy lol u should see a review conan obrien does on em LOL maybe u can find it on youtube, i drive mercedes glk haha

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  4. Got a ford focus, pretty sweet and doesn't drink much gas :P

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  5. sounds like you've had a rough few weeks. hope everything works out for you.

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  6. I drive 1987 Fiat Ritmo. Best thing ever

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  7. Sorry, i'm not informed about insurances in america.
    Hope you get your job back soon enough!!

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  8. Car insurance should be optional, just like life insurance. I don't want the government to assume everyone who owns a car is going to crash. That's basically saying guilty until proven innocent :(

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  9. We drive a subaru legacy. Its not the prettiest thing but it runs and is good on gas.

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  10. I currently drive a Toyota Camry, 170K on it when I got it, now at 190K - preventative maintenance has been pretty low, actually. Consider getting rid of your car in lieu of a Toyota? :)

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  11. beat this i think it was like 2001 coming out of blockbuster took off buckling up red light some bitch is texting behind me hit me going 65 totaled me and 3 cars in front of me i got freaking smashed my tire iron ripped threw my backseat and shot out my windshield at Mach 2 and ended up in dudes dash in front of me

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  12. Wow! That's some Carma you have there :)

    I've got a 98 BMW 740i. It creaks like an old wooden ship sometimes.

    Best of luck with your work and life and blog!

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  13. I drive a honda civic, its one of my first cars and i absolutely love it, and Bad luck dude, hope you have better luck in finding a new job, i know how bad it feels to be unemployed.

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  14. I got ole' faithful. My little nissan pickup truck ;).

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  15. i drive a beater but i usually ride a bike or walk because everything is really close to me

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  16. thats sucks big time, yeah invest in some life insurance. supporting you friend.

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